Guides
Short, honest explainers on the parts of business funding that catch people out. No jargon without a one-line definition.
Growth Guarantee Scheme: how it works and who qualifies
The Growth Guarantee Scheme gives lenders a 70% government guarantee on business loans up to £2m. You still owe 100%. Plain-English guide to how it works.
Merchant cash advance: what the fee really costs
A merchant cash advance fee has no clock, so fast repayment makes it dear. Worked sums from Square, Stripe and Shopify examples show the true yearly cost.
Unsecured vs Secured Business Loans, Explained
Secured business loans put an asset on the line and usually cost less. Unsecured is faster but often rides on a personal guarantee. A plain English UK guide.
Personal Guarantees on Business Loans: What You Are Signing
Personal guarantees explained for UK directors: what you risk, what joint and several means, what happens on default, and the questions to ask before signing.